What Working Holiday Makers Should Know About Taxes and IRD Numbers
- Jihane Sato
- Oct 23
- 2 min read
If you are coming to NZ on a Working Holiday Visa (WHV), you will probably find a job during your stay. But before you start work, there are some important things that you need to know about working holiday taxes and IRD numbers.
This simple IRD number guide explains what they are, how to apply, and what to expect with tax info in NZ for WHV students.
What is an IRD Number?
An IRD number is your personal tax number in New Zealand.
Employers use it to pay your wages correctly and make sure the right amount of tax is taken out.
Without an IRD number, you may be taxed at a much higher rate.
How to Apply for an IRD Number
You can apply online after arriving in NZ.
You will need: your passport, your visa details, and a NZ bank account.
It usually takes 7-10 working days to get your IRD number.
Working Holiday Taxes in NZ
How much tax will I pay?
Most WHV workers pay between 10.5% and 30% depending on income.
Your employer deducts tax from your wages before you are paid.
Do I need to file a tax return?
Many working holiday makers do not need to file a tax return if their tax is correct.
However, if you paid too much tax, you might be able to get a refund.
You can check this at the end of the tax year (31st March).
Keep Records
Always keep your payslips and work contracts.
These help if you want to claim a refund or check your tax details later.
Tips for Managing Taxes on a Working Holiday
Apply for your IRD number early – you will need it before your first payday.
Open a local bank account – most employers will require this.
Check your visa conditions – make sure you are allowed to work the hours offered.
Save a little each week – this helps if you have to pay extra tax later.
FAQs: Tax Info for WHV Students
Do I need an IRD number if I only work part-time?
Yes. Every worker in NZ needs an IRD number, even for casual jobs.
Can I use my IRD number again if I return to NZ?
Yes. Once you have an IRD number, it is yours for life.
How do I know if I paid too much tax?
You can log in to Inland Revenue’s online system (myIR) at the end of the tax year. If you overpaid, you may receive a refund.
Final Advice
Understanding working holiday taxes in NZ and applying for your IRD number early will make your job search and first payday much easier. It’s a simple process, but an important step in your WHV journey.
At LSNZ, we support students with tax information, IRD applications and weekly job club sessions, so you can focus on enjoying your working holiday in New Zealand!
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